Build Your Wealth Through Home Equity
top of page
Search
As a homeowner, your home’s equity is one of the most valuable financial assets you have. It is a powerful way to build both personal and...
Clare R. Okyere
Sep 181 min read
Breaking News: FEDS Cut Rates 50 Basis Points
External Memo Date: 9/18/2024 Subject: BREAKING NEWS: FEDS Cut Rates 50 BPS Â At today's meetings, the FEDS announced a 50 bps cut to...
2 views0 comments
Clare R. Okyere
Jun 293 min read
4 Essentials As You Prepare To Buy a Home
If purchasing a home is on your list of goals, the tips below will help you get started today. 1. Start With a Pre-Approval Many eager...
12 views0 comments
Clare R. Okyere
Jun 102 min read
Mortgage News You Can Use
Stay in the know with OCAP news each week. Scroll below to access recent memos, and click HERE to get news delivered directly to your...
8 views0 comments
Clare R. Okyere
Apr 152 min read
O CAP CARES: Non-Profit Giveback
Our OCAP team is committed to making our community a better place to work and live, and we love supporting local non-profits who are...
29 views0 comments
Clare R. Okyere
Apr 13 min read
What is a Credit Score and Why Does it Matter?
We often hear talk of credit scores. What exactly are they, how are they calculated, and why do they matter? Read on to find out. Credit...
38 views0 comments
Clare R. Okyere
Mar 12 min read
What is DTI or Debt-to-Income Ratio?
As you apply for a home loan or refinance, you will hear the term debt-to-income ratio, or DTI. Read to learn what this means and how it...
57 views0 comments
Clare R. Okyere
Feb 17 min read
Home Buying 101: 3 Steps to Make Home Buying Easy
Considering buying a home but not sure where to start? Join as we discuss 3 steps to make home buying easy: 1) Why Buy? 2) Get Prepared!...
91 views0 comments
Clare R. Okyere
Nov 3, 20232 min read
Track Your Equity & Home Wealth
Knowing a home's estimated value and tracking your home's wealth can help you make informed decisions about selling, buying, refinancing...
48 views0 comments
Clare R. Okyere
Oct 20, 20234 min read
10 Frequently Asked Mortgage Questions
Preparing to buy your first home can be intimidating, but educating yourself on the process makes it less overwhelming. Read below for...
49 views0 comments
Clare R. Okyere
Jul 14, 20223 min read
What is Mortgage Insurance?
You may have heard you will need to pay mortgage insurance with your home loan. What does this mean, why is it required, and what can you...
31 views0 comments
Clare R. Okyere
Feb 16, 20224 min read
Is Getting Pre-Approved for a Home Loan Really Necessary?
If you are considering a home purchase, a pre-approval is a critical first step. Find out what it is, why it matters, and how to get it...
35 views0 comments
Clare R. Okyere
Jan 9, 20224 min read
Home Buying - Types of Loans
Educate yourself on the various types of loans available during the home buying process. Are you new to the world of home buying? Learn...
56 views0 comments
Clare R. Okyere
Dec 16, 20213 min read
Credit Boosting Tip: Become an Authorized User
Becoming an authorized user may be a way to boost your credit score as you prepare for a home loan. Read to learn more! What is an...
16 views0 comments
Clare R. Okyere
Dec 16, 20213 min read
Holiday Home Buying Tip: Don't Max Out Your Credit Cards!
Gift giving is a common way to show love and gratitude during the holiday season; however, maxing out your credit cards is a big no-no...
14 views0 comments
Clare R. Okyere
Oct 20, 20214 min read
Need to Know Mortgage Terms & Vocab
If you aren't closely associated with a given industry, sometimes the vocabulary and acronyms used in that industry can be overwhelming....
169 views0 comments
Clare R. Okyere
Sep 16, 20216 min read
Home Down Payment - Savings Strategies
Thinking about buying a home but have some anxiety about funding the down payment? Read to learn myths versus realities of down payment...
48 views0 comments
Clare R. Okyere
Jun 21, 20215 min read
Home Equity
Building equity is one of the main ways homeownership helps individuals build wealth. But what is equity really and how do you build it?...
41 views0 comments
Clare R. Okyere
Apr 14, 20215 min read
Yay, You Bought a House! Now What?
You have successfully become a homeowner. Congratulations! Now what? Here are 14 essential items to take care of during your first year...
23 views0 comments
Clare R. Okyere
Mar 15, 20214 min read
To Refinance or Not to Refinance, That is the Question...
You may have heard talk of refinancing your home loan as an option to save money. While this can be the case, it is not always so. Read...
29 views0 comments
bottom of page