Clare R. Okyere
Build Your Wealth Through Home Equity
As a homeowner, your home’s equity is one of the most valuable financial assets you have. It is a powerful way to build both personal and...
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Clare R. Okyere
Sep 181 min read
Breaking News: FEDS Cut Rates 50 Basis Points
External Memo Date: 9/18/2024 Subject: BREAKING NEWS: FEDS Cut Rates 50 BPS At today's meetings, the FEDS announced a 50 bps cut to...
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Clare R. Okyere
Jun 293 min read
4 Essentials As You Prepare To Buy a Home
If purchasing a home is on your list of goals, the tips below will help you get started today. 1. Start With a Pre-Approval Many eager...
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Clare R. Okyere
Jun 102 min read
Mortgage News You Can Use
Stay in the know with OCAP news each week. Scroll below to access recent memos, and click HERE to get news delivered directly to your...
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Clare R. Okyere
May 16 min read
6 Tips to Increase Your Credit Score
Is your low credit score holding you back from getting financed for a home? Follow these tips to bring that score up and make your dreams...
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Clare R. Okyere
Apr 152 min read
O CAP CARES: Non-Profit Giveback
Our OCAP team is committed to making our community a better place to work and live, and we love supporting local non-profits who are...
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Clare R. Okyere
Apr 13 min read
What is a Credit Score and Why Does it Matter?
We often hear talk of credit scores. What exactly are they, how are they calculated, and why do they matter? Read on to find out. Credit...
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Clare R. Okyere
Mar 12 min read
What is DTI or Debt-to-Income Ratio?
As you apply for a home loan or refinance, you will hear the term debt-to-income ratio, or DTI. Read to learn what this means and how it...
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Clare R. Okyere
Feb 17 min read
Home Buying 101: 3 Steps to Make Home Buying Easy
Considering buying a home but not sure where to start? Join as we discuss 3 steps to make home buying easy: 1) Why Buy? 2) Get Prepared!...
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Clare R. Okyere
Jan 107 min read
Broker v. Banker
Why would someone use a mortgage broker versus a bank? Explore some common myths on this topic to help you make the best decision. Myth:...
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Clare R. Okyere
Nov 3, 20232 min read
Track Your Equity & Home Wealth
Knowing a home's estimated value and tracking your home's wealth can help you make informed decisions about selling, buying, refinancing...
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Clare R. Okyere
Oct 20, 20234 min read
10 Frequently Asked Mortgage Questions
Preparing to buy your first home can be intimidating, but educating yourself on the process makes it less overwhelming. Read below for...
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Clare R. Okyere
Jul 14, 20223 min read
What is Mortgage Insurance?
You may have heard you will need to pay mortgage insurance with your home loan. What does this mean, why is it required, and what can you...
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Clare R. Okyere
Feb 16, 20222 min read
Down Payment Basics
A down payment can be a daunting piece of the home buying process, but it does not need to be. Learn the facts about this process as you...
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Clare R. Okyere
Feb 16, 20224 min read
Is Getting Pre-Approved for a Home Loan Really Necessary?
If you are considering a home purchase, a pre-approval is a critical first step. Find out what it is, why it matters, and how to get it...
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Clare R. Okyere
Jan 9, 20224 min read
Home Buying - Types of Loans
Educate yourself on the various types of loans available during the home buying process. Are you new to the world of home buying? Learn...
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Clare R. Okyere
Dec 16, 20213 min read
Credit Boosting Tip: Become an Authorized User
Becoming an authorized user may be a way to boost your credit score as you prepare for a home loan. Read to learn more! What is an...
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Clare R. Okyere
Dec 16, 20213 min read
Holiday Home Buying Tip: Don't Max Out Your Credit Cards!
Gift giving is a common way to show love and gratitude during the holiday season; however, maxing out your credit cards is a big no-no...
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Clare R. Okyere
Nov 14, 20214 min read
Tales of a First-Time Homebuyer: Meet Marlee
Buying your first home can be a nerve-wracking experience. Hearing others' stories can help you better navigate your own journey. Read as...
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Clare R. Okyere
Oct 20, 20214 min read
Need to Know Mortgage Terms & Vocab
If you aren't closely associated with a given industry, sometimes the vocabulary and acronyms used in that industry can be overwhelming....
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