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10 Frequently Asked Mortgage Questions

Preparing to buy your first home can be intimidating, but educating yourself on the process makes it less overwhelming. Read below for...

What's Happening AZ? - August 2021

August is just around the corner. At O Capital Group, we celebrate our CEO Kofi Okyere's birthday on the 8th of this month! Scroll below...

Home Equity

Building equity is one of the main ways homeownership helps individuals build wealth. But what is equity really and how do you build it?...

What's Happening AZ? - July 2021

July is just around the corner. Scroll below to see some things happening around town this month. O Capital Group is happy to provide...

Yay, You Bought a House! Now What?

You have successfully become a homeowner. Congratulations! Now what? Here are 14 essential items to take care of during your first year...

Need to Know Mortgage Terms & Vocab

If you aren't closely associated with a given industry, sometimes the vocabulary and acronyms used in that industry can be overwhelming....

Broker v. Banker

Why would someone use a mortgage broker versus a bank? Explore some common myths on this topic to help you make the best decision. Myth:...

Down Payment Basics

A down payment can be a daunting piece of the home buying process, but it does not need to be. Learn the facts about this process as you...

Tips to Increase Your Credit Score

Is your low credit score holding you back from getting financed for a home? Follow these tips to bring that score up and make your dreams...

What is DTI or Debt-to-Income Ratio?

As you apply for a home loan or refinance, you will hear the term debt-to-income ratio, or DTI. Read to learn what this means and how it...

Home Down Payment - Savings Strategies

Thinking about buying a home but have some anxiety about funding the down payment? Read to learn myths versus realities of down payment...

Home Buying - Types of Loans

Educate yourself on the various types of loans available during the home buying process. Are you new to the world of home buying? Learn...