Let’s be blunt: If you're still hanging on to a stale mortgage just because that’s what you’ve always had, or because you're waiting for rates to get even lower, you're leaving money on the table. This isn’t about judging your financial decisions—it’s about strategizing your way to smarter wealth...

The newly passed Trigger Lead Ban gives homebuyers more control over their personal data, helping them avoid spam calls and focus on...

Self-employed borrowers need mortgage experts familiar with their unique needs. Being your own boss shouldn’t make buying a home harder -...

👋 Introduction: When it comes to homeownership, most people focus on rates, down payments, and timelines. But smart buyers go deeper:...

They didn’t wait years to save up 20%. A 1% down loan helped them move in sooner and start building wealth today. If you’ve ever felt...

Wondering if mortgage rates will drop in May 2025? Explore how inflation, tariffs, and economic uncertainty are shaping the housing market—and learn why comparing loan offers could save you thousands. Let O Capital Group guide your next move.

Is your low credit score holding you back from getting financed for a home? Follow these tips to bring that score up and make your dreams...

Considering buying a home but not sure where to start? Join as we discuss 3 steps to make home buying easy: 1) Why Buy? 2) Get Prepared!...

If you aren't closely associated with a given industry, sometimes the vocabulary and acronyms used in that industry can be overwhelming....

Wondering if mortgage rates will drop in May 2025? Explore how inflation, tariffs, and economic uncertainty are shaping the housing market—and learn why comparing loan offers could save you thousands. Let O Capital Group guide your next move.

Educate yourself on the various types of loans available during the home buying process. Are you new to the world of home buying? Learn...

How to strategically leverage your income and assets to make smarter real estate moves this year... If you're a successful professional or self-employed business owner planning to buy, refinance, or invest in the next 6-12 months, this blog is for you. Your financial picture is more complex than average, and your mortgage strategy should reflect that.

How to strategically leverage your income and assets to make smarter real estate moves this year... If you're a successful professional or self-employed business owner planning to buy, refinance, or invest in the next 6-12 months, this blog is for you. Your financial picture is more complex than average, and your mortgage strategy should reflect that.

...there's a good chance you've built up a solid amount of home equity... but what is equity, and how can you make it work for you?

Buying a home is one of the most exciting and significant financial decisions you can make. But before you dive into house hunting , it's...

Unlocking the Power of Home Equity As a homeowner, your home’s equity is one of the most valuable financial assets you have. It is a...

If purchasing a home is on your list of goals, the tips below will help you get started today. 1. Start With a Pre-Approval Many eager...

Our OCAP team is committed to making our community a better place to work and live, and we love supporting local non-profits who are...

We often hear talk of credit scores. What exactly are they, how are they calculated, and why do they matter? Read on to find out. Credit...

As you apply for a home loan or refinance, you will hear the term debt-to-income ratio, or DTI. Read to learn what this means and how it...