How to strategically leverage your income and assets to make smarter real estate moves this year... If you're a successful professional or self-employed business owner planning to buy, refinance, or invest in the next 6-12 months, this blog is for you. Your financial picture is more complex than average, and your mortgage strategy should reflect that.

...there's a good chance you've built up a solid amount of home equity... but what is equity, and how can you make it work for you?

Buying a home is one of the most exciting and significant financial decisions you can make. But before you dive into house hunting , it's...

Unlocking the Power of Home Equity As a homeowner, your home’s equity is one of the most valuable financial assets you have. It is a...

External Memo Date: 9/18/2024 Subject: BREAKING NEWS: FEDS Cut Rates 50 BPS   At today's meetings, the FEDS announced a 50 bps cut to...

If purchasing a home is on your list of goals, the tips below will help you get started today. 1. Start With a Pre-Approval Many eager...

Stay in the know with OCAP news each week. Scroll below to access recent memos, and click HERE to get news delivered directly to your...

Is your low credit score holding you back from getting financed for a home? Follow these tips to bring that score up and make your dreams...

Our OCAP team is committed to making our community a better place to work and live, and we love supporting local non-profits who are...

We often hear talk of credit scores. What exactly are they, how are they calculated, and why do they matter? Read on to find out. Credit...

As you apply for a home loan or refinance, you will hear the term debt-to-income ratio, or DTI. Read to learn what this means and how it...

Considering buying a home but not sure where to start? Join as we discuss 3 steps to make home buying easy: 1) Why Buy? 2) Get Prepared!...

Why would someone use a mortgage broker versus a bank? Explore some common myths on this topic to help you make the best decision. Myth:...

Knowing a home's estimated value and tracking your home's wealth can help you make informed decisions about selling, buying, refinancing...

Preparing to buy your first home can be intimidating, but educating yourself on the process makes it less overwhelming. Read below for...

You may have heard you will need to pay mortgage insurance with your home loan. What does this mean, why is it required, and what can you...

A down payment can be a daunting piece of the home buying process, but it does not need to be. Learn the facts about this process as you...

If you are considering a home purchase, a pre-approval is a critical first step. Find out what it is, why it matters, and how to get it...

Educate yourself on the various types of loans available during the home buying process. Are you new to the world of home buying? Learn...

Becoming an authorized user may be a way to boost your credit score as you prepare for a home loan. Read to learn more! What is an...