Clare R. Okyere
4 Essentials As You Prepare To Buy a Home
If purchasing a home is on your list of goals, the tips below will help you get started today. 1. Start With a Pre-Approval Many eager...
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Clare R. Okyere
- Jun 10
- 2 min
Mortgage News You Can Use
Stay in the know with OCAP news each week. Scroll below to access recent memos, and click HERE to get news delivered directly to your...
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Clare R. Okyere
- May 1
- 6 min
6 Tips to Increase Your Credit Score
Is your low credit score holding you back from getting financed for a home? Follow these tips to bring that score up and make your dreams...
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Clare R. Okyere
- Apr 15
- 2 min
O CAP CARES: Non-Profit Giveback
Our OCAP team is committed to making our community a better place to work and live, and we love supporting local non-profits who are...
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Clare R. Okyere
- Apr 1
- 3 min
What is a Credit Score and Why Does it Matter?
We often hear talk of credit scores. What exactly are they, how are they calculated, and why do they matter? Read on to find out. Credit...
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Clare R. Okyere
- Mar 1
- 2 min
What is DTI or Debt-to-Income Ratio?
As you apply for a home loan or refinance, you will hear the term debt-to-income ratio, or DTI. Read to learn what this means and how it...
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Clare R. Okyere
- Feb 1
- 7 min
Home Buying 101: 3 Steps to Make Home Buying Easy
Considering buying a home but not sure where to start? Join as we discuss 3 steps to make home buying easy: 1) Why Buy? 2) Get Prepared!...
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Clare R. Okyere
- Jan 10
- 7 min
Broker v. Banker
Why would someone use a mortgage broker versus a bank? Explore some common myths on this topic to help you make the best decision. Myth:...
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Clare R. Okyere
- Nov 3, 2023
- 2 min
Track Your Equity & Home Wealth
Knowing a home's estimated value and tracking your home's wealth can help you make informed decisions about selling, buying, refinancing...
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Clare R. Okyere
- Oct 20, 2023
- 4 min
10 Frequently Asked Mortgage Questions
Preparing to buy your first home can be intimidating, but educating yourself on the process makes it less overwhelming. Read below for...
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Clare R. Okyere
- Jul 14, 2022
- 3 min
What is Mortgage Insurance?
You may have heard you will need to pay mortgage insurance with your home loan. What does this mean, why is it required, and what can you...
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Clare R. Okyere
- Mar 17, 2022
- 2 min
They Aren't "Giving" You a Lower Rate... You are Buying It!
With rates on the rise, many lenders are advertising lower rates to draw people in. This often comes at a cost to the borrower. Read to...
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Clare R. Okyere
- Feb 16, 2022
- 2 min
Down Payment Basics
A down payment can be a daunting piece of the home buying process, but it does not need to be. Learn the facts about this process as you...
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Clare R. Okyere
- Feb 16, 2022
- 4 min
Is Getting Pre-Approved for a Home Loan Really Necessary?
If you are considering a home purchase, a pre-approval is a critical first step. Find out what it is, why it matters, and how to get it...
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Clare R. Okyere
- Jan 9, 2022
- 4 min
Home Buying - Types of Loans
Educate yourself on the various types of loans available during the home buying process. Are you new to the world of home buying? Learn...
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Clare R. Okyere
- Dec 16, 2021
- 3 min
Credit Boosting Tip: Become an Authorized User
Becoming an authorized user may be a way to boost your credit score as you prepare for a home loan. Read to learn more! What is an...
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Clare R. Okyere
- Dec 16, 2021
- 3 min
Holiday Home Buying Tip: Don't Max Out Your Credit Cards!
Gift giving is a common way to show love and gratitude during the holiday season; however, maxing out your credit cards is a big no-no...
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Clare R. Okyere
- Nov 14, 2021
- 4 min
Tales of a First-Time Homebuyer: Meet Marlee
Buying your first home can be a nerve-wracking experience. Hearing others' stories can help you better navigate your own journey. Read as...
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Clare R. Okyere
- Oct 20, 2021
- 4 min
Need to Know Mortgage Terms & Vocab
If you aren't closely associated with a given industry, sometimes the vocabulary and acronyms used in that industry can be overwhelming....
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Clare R. Okyere
- Sep 16, 2021
- 6 min
Home Down Payment - Savings Strategies
Thinking about buying a home but have some anxiety about funding the down payment? Read to learn myths versus realities of down payment...
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