Knowing a home's estimated value and tracking your home's wealth can help you make informed decisions about selling, buying, refinancing or remodeling choices. Why Would I Want a Home Value Estimate? A good way to be financially savvy is to track your home's value. There are many reasons to do so. Knowing the value of your home prepares you to buy, sell, refinance, convert to a rental, remodel, etc. If you are considering a move, a home value estimate gives you a starting poi

If you are considering a home purchase, a pre-approval is a critical first step. Find out what it is, why it matters, and how to get it done. What is a Pre-Approval? Don't confuse a pre-qualification with a pre-approval! While many people use these terms interchangeably, they are not. A pre-qualification is based on the information a potential buyer provides to a lender. Based on the information provided, the lender will state the loan amount for which the buyer could likely

We often hear talk of credit scores. What exactly are they, how are they calculated, and why do they matter? Read on to find out. Credit scores play a major role in whether we can get approved for a loan and what type of interest rate we will get if we are approved. Knowing what a credit score is and how it is calculated will set us up for success. What is a Credit Score? Your credit score is a three-digit number that represents your ability to pay off your debts. Lenders use

You may have heard talk of refinancing your home loan as an option to save money. While this can be the case, it is not always so. Read to learn about when a refinance might be in your financial best interest, and when it might cost more than it is worth. What Does it Mean to "Refinance?" When you refinance, it means you pay off your existing loan and replace it with a new loan. Why Might I Refinance? There are many reasons someone might refinance: 1. To lower your interest r